Fee-free debit card spending abroad
Use your Premier Select debit card to make a payment outside of the UK or in a foreign currency without having to worry about unexpected charges.
ATM withdrawal charges apply, local fees may apply.
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No interest on the first £500 of an arranged overdraft
If you ever need a little financial flexibility to help deal with something unexpected, we’re here for you.
Premier Select customers pay no interest on the first £500 of their arranged overdraft (subject to status).
Representative APR: 11.4% (Variable)
Effortless banking in the palm of your hand
Bank online, use our fast and secure app (criteria apply) to see all your banking and investments in one place, or pay by phone with Apple Pay or Google Pay™. Limits apply.
Plus, all our cards are contactless as standard.
To apply you must be 18+ and a UK resident. App available to customers aged 11+ with a compatible iOS and Android devices and a UK or international mobile number in specific countries. Overdraft: Representative APR: 11.4% (Variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Are you eligible for Premier?
To apply you must be 18 or over, a permanent UK resident and you must have ONE of at least:
- £100k sole income or £120k joint income paid into your NatWest account
- £100k savings or investments held with us
- £500k mortgage borrowing with us.
Premier people, here for you 24/7
Welcome to anytime, anywhere banking. Our highly-trained Premier 24 team is on hand to help with your day-to-day banking needs. No long response times, no bots, no repetitive questions.
They're available through the app, live chat, or you can request a call back, any time day or night.
Kickstart your finance goals
Get support from a Premier Manager and regular Financial Health Checks, which could help your money work harder for you.
As well as connecting you with investment, tax and mortgage specialists, depending on your and your family’s needs, we could give you access to Coutts experts who aim to help ensure your money serves you well for years to come.
Eligibility criteria apply. All advice and recommendations will be restricted to investment and protection products available to the wealth manager. The value of investments, and the income from them, can fall as well as rise and you may not get back what you put in.
Fees, charges and eligibility criteria could apply to any products or services you decide to take up as a result of a free Financial Health Check.
App available to customers aged 11+ with a compatible iOS and Android devices and a UK or international mobile number in specific countries.
Overdraft details
Switching from another bank? No problem
It couldn't be easier to switch accounts. We use the Current Account Switch Service, which will get everything sorted in three steps.
- They'll send a request to your old bank to confirm the switch
- All your payments such as Direct Debits will be moved across, and the account will be closed.
- Any payments made to your old account will be directed to your NatWest account.
Current Account Switch Guarantee (PDF, 39KB)
Apply today
The quickest way to bank with us is to apply online.
You'll need:
- personal information from the last five years, including addresses and job details.
- to let us know whether you want an overdraft.
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Once we've accepted your application, you can register for Online Banking, download the app and start enjoying hassle-free banking.