FSCS Protected
Deposits fully protected up to £85,000 per eligible person.
With the tax year end nearly upon us, you have until 3 April at 2pm to submit an online application and up until 5 April to fund your account to make the most of this tax year's allowance. Read more below.
Deposits fully protected up to £85,000 per eligible person.
Apply online at whatever time of day works for you.
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All our cash ISAs accept transfers-in, so you can choose the right accounts to match your savings needs.
Have you used your £20,000 tax free ISA allowance for 2023/2024?
If not, you only have until 2pm on 3rd April to submit your online application.
During your application, we’ll check your identity, address and nominated bank/building society account match. If we’re unable to validate this, we’ll let you know at the end of your application, as it may mean you won’t be able to open a Cash ISA account in time for the end of this tax year.
Once your account is opened, you have up until the 5 April to fund your Cash ISA. To login, click here.
Any money received from 6 April will count towards your subscription for the 2024/2025 tax year.
*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
Most ISA providers only let you open one Cash ISA product each tax year, which can restrict your options. With our MaximISA, you can mix and match your Aldermore Cash ISA products, so you can build the perfect ISA package tailored to your needs.
So, if you don’t have your full allowance available now, you can open a Cash ISA using part of it, and when any additional funds become available you can open further products with the rest.
When you open your account, you’ll be asked at the start of the application if an existing ISA is to be transferred. If it is, towards the end of the application you’ll be asked to provide the details of the ISA to be transferred.
Where your existing provider subscribes to the electronic Cash ISA transfer platform, your request will be submitted electronically.
If your existing provider doesn’t subscribe to the electronic platform, you’ll need to print and send us a completed ISA transfer form, which is provided to you at the end of your application.
Please make sure that any ISA Transfer Forms are returned within 14 calendar days from the date of application.
You can split your annual ISA allowance across the different ISA types - Cash ISA, Stocks and Shares ISA, Innovative Finance ISA and Lifetime ISA - or save the whole allowance in one type of ISA (apart from the Lifetime ISA, which has a limit of £4,000).
Aldermore offers Cash ISAs only. You can split your Cash ISA allowance between any of our Cash ISA products. This will be classed as one Cash ISA for the purposes of tax-free allowances and HMRC reporting. We're currently one of a limited number of providers that offer this.
If you’ve got existing ISAs with other providers from previous tax years, these don’t count towards your £20,000 annual allowance so you can transfer these to us in full. By bringing all of your ISAs together in one place, you can manage your ISA portfolio with ease.
The current tax year allowance (ends 5 April 2024) is £20,000.
You can transfer an ISA by following the usual transfer process. All of our Cash ISAs are flexible but if you transfer them to another provider, the provider that you transfer to may not offer flexibility in which case your ISA will no longer be flexible when it moves to them.
If you transfer an ISA from another provider into one of our cash ISAs, it will automatically become flexible.
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