Hiscox Business Insurance
Thank you for visiting Hiscox Business Insurance in partnership with Moneyfacts. Buy your business insurance policy today.
- - No admin fees if you amend your policy
- - Immediate coverage and documentation
- - Award winning claims service
Tell us what you do
Why choose Hiscox Professional Indemnity Insurance?
- Levels of cover from £100,000 to £10,000,000
- Specialist knowledge: we offer industry-specific policies to suit the risks you face
- Flexible policies: select from a range of cover levels to get the protection you need
- No administration fees: amend your policy as your needs change
- Get a quote in minutes: online or by phone
- Immediate coverage: Policy documents sent directly to your inbox
Professional indemnity insurance
Professional indemnity cover can help protect you against the cost of defending or settling a client's claim of negligence or error on your part. It offers vital protection should someone want to seek compensation from you due to the work you have done for them. You could benefit from professional indemnity insurance if you:
- offer advice to clients
- have access to or knowledge of clients' confidential information
- provide a professional service that could be challenged.
Public liability insurance
Public liability insurance protects your business against the cost of settling or defending a claim for bodily injury or property damage from a client or member of the public. It’s designed to cover you for all the slips, trips and falls in the workplace or in a professional capacity.
Employers' liability insurance
We also offer employers’ liability insurance, which protects your business against the cost of settling or defending an employee claim of bodily injury or illness caused by the work they do for you.
Cyber and data risks insurance
Cyber and data risks insurance covers everything from extortion, data theft and hacking, to phishing attacks. If your business is interrupted by a cyber attack or a hacker holds your data to ransom, we have a team of people to help get you back up and running.
You may need cyber and data risks insurance if you:
- hold sensitive customer data, such as names, addresses or banking information
- are reliant on computer systems to conduct your business
- have a website
- are subject to a payment card industry (PCI) merchant services agreement.
Other business insurance
Personal accident insurance
Personal accident insurance pays out a lump sum if you or a crucial member of staff is injured and unable to work as a result.
Office contents insurance
Office contents insurance can cover your business equipment in case it’s accidentally damaged, lost or stolen. This includes your office electrics, furniture and documents, and covers the cost of repair and replacement. You can even choose to cover items on the move including your laptops and mobile phones.
Directors’ and officers’ insurance
As a company director, by law, you have unlimited personal liability. Directors’ and officers’ liability insurance covers the legal and compensation costs of claims made against the director, partner or officer of your business.
Find out more about directors’ and officers’ contents insurance
Commercial legal protection insurance
Commercial legal protection insurance protects your business against legal claims including tax enquiries and disputes over employment, contracts and bodily injury. It covers the cost of legal advice and defence and any compensation you may need to pay.
Treatment and professional liability insurance
Treatment and professional liability insurance covers you for compensation pay outs if a client claims they’ve become ill or injured as a result of your treatment or advice.
Find out more about treatment and professional liability insurance
Business HR Solutions
If you insure your business with us, you can access expert advice and resources about minimising risk for your business by adding Business HR Solutions to any of the policies you currently have with us.