Barclays Bank Account
Flexible, rewarding banking
Apply for a bank account and use our app1 to help keep your money under control.
Benefits
Money management tools
Get insights into your spending habits, flexible ways to keep your account secure and more in our app2, so you can stay in control of your money.
Optional arranged overdrafts
If you need to borrow money for a short period of time, we can help with an arranged overdraft.
Barclays Blue Rewards
Get more from your banking by becoming a Barclays Blue Rewards member3. You’ll get benefits like cash rewards, savings accounts and offers.
Who can apply?
To apply for a Barclays Bank Account, you’ll need to be
To get a joint account, you’ll both need to meet the above criteria.
Before you apply, take a look at the important information about overdrafts
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An overdraft limit is a borrowing facility which allows you to borrow money through your current account.
There are two types of overdraft – arranged and unarranged.
An arranged overdraft is a pre-agreed limit, which lets you spend more money than you have in your current account. It can be a safety net to cover short-term outgoings, like an unexpected bill. It is not suitable for longer-term borrowing. We charge you for every day of the month that you use your arranged overdraft where you go beyond any fee-free limit you may have.
An unarranged overdraft is when you spend more money than you have in your current account and you have not agreed an arranged overdraft limit with us in advance or you have exceeded an existing arranged borrowing facility.
You can only make payments from your account if you have enough money in your account or through an arranged overdraft to cover them. Barclays will always attempt to return any transaction that could take your account into an unarranged overdraft position. Having enough money in your current account or having an arranged overdraft limit could help prevent payments such as priority bills from being returned unpaid.
On very rare occasions we may be unable to return a payment (e.g. due to an offline transaction made on a flight) and the account may enter an unarranged overdraft. No additional charges will be applied in this situation.
Information regarding the conduct of your account may be sent to credit reference agencies. As with any debt or borrowing, this may affect your ability to get credit in the future.
Our Eligibility tool can show you the likelihood of getting an arranged overdraft and the overdraft calculator lets you see how much it could cost to use an overdraft. To use these tools and find out more about overdraft charges, please visit barclays.co.uk/youroverdraft.
If we hold a valid mobile number for you, we’ll automatically enrol you to receive relevant alerts regarding borrowing and refused payments, to help you avoid charges. You can also choose to receive additional alerts, including Low Balance and Large Credit or Debit. Tailor your alerts to your personal needs online, by phone or in branch. To find out more, visit barclays.co.uk/alerts.
How to apply
Sole account
Get a Barclays Bank Account for one person
You can open a Barclays Bank Account for one person straight from our app4 – it’s simple, safe and secure. All you need to do is enter your details and upload your ID to prove it’s you. We’ll also run a quick credit check.
If you’d prefer, you can stay in your browser and apply using our online form.
Frequently asked questions
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Yes, we offer arranged overdrafts with our current accounts.
An arranged overdraft allows you to borrow money through your current account. All overdrafts are subject to application, financial circumstances and borrowing history.
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Yes, anyone with a UK biometric residence permit is eligible to open a Barclays Bank Account.
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You can cancel your application any time up to 14 days after either opening your account or receiving your account terms and conditions – whichever is later.
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Yes, you can switch your current account to us. It takes just seven working days and the full switch option is backed by the Current Account Switch Guarantee.
Terms and conditions
Please read these important guides to your rights and responsibilities when using the Barclays Bank Account.
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Tariff of charges for personal accounts [PDF, 1.7MB]
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Fee Information Document - Barclays Bank Account [PDF, 372KB]
