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Issue 146 Fixed Rate Cash ISA Bond Maturing on 28th February 2027

On maturity 3.85% Tax Free pa/AER

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  • Summary Back Copy 2

    • What is the interest rate?

      3.85% Tax Free pa / AER

      Interest will be paid annually at 31 December and on maturity, 28th February 2027, into the account or into your nominated account stated on your application form. Monthly interest equal to the annual rate is available which must be paid into your nominated account.

    • Can Buckinghamshire Building Society change the interest rate?

      No, interest is fixed for the term of the account.

    • What would be the estimated balance at the end of the fixed term based on a deposit of £1,000?

      The estimated balance at the end of the fixed term based on a deposit of £1,000 would be £1,122.96

      This estimation assumes that:
       - £1,000 is deposited on opening the account.
       - No additional deposits or withdrawals are made.
       - Interest is paid on 31st December and on maturity and added to the account.

      This projection is provided for illustrative purposes only and does not take into account your individual circumstances.

    • How do I open and manage my account?

      • This account can be opened online, in branch or by post.
      • You must be aged 18 or over to open this account and it can only be opened in single names.
      • A minimum deposit of £100 is required to open the account.
      • You can make a cash deposit by visiting the branch, send a cheque made payable to the account holder or make a bank transfer.
      • If your application was made online the first payment into your account must come from your nominated account.
      • You can open and contribute to multiple Cash ISAs within a single tax year, but the total amount contributed across all your ISAs cannot exceed the annual subscription limit set by HM Revenue & Customs
      • By investing in this Cash ISA you will be limiting the amount you can invest in the other types of ISAs. Visit gov.uk/individual-savings-accounts for full details about ISAs.
      • We accept full and partial transfers from other providers into this Cash ISA while the issue is still available.
      • You can manage your account by post, in branch or online via mybbs.
      • We do not accept APS allowances for a deceased spouse into these accounts.
      • These are limited edition Cash ISA bonds that may be closed at any time, at which point further investments including annual subscriptions will not be permitted.

    • Can I withdraw money?

      • You can withdraw your savings on the maturity date.
      • Part withdrawals are not permitted on a fixed rate bond.
      • Closure or transfer out of the account prior to maturity is subject to 365 days penalty loss of interest.
      • On maturity you can transfer into one of our other accounts, subject to the Terms and Conditions of that account.
      • The Society will contact you before the maturity date to provide you with options. If you do not reply by the maturity date, we will transfer your maturing balance into our Cash ISA to await your instructions.

    • Additional Information

      • Interest will be paid exempt of UK income tax.
      • You may need to pay tax on any interest that exceeds your Personal Savings Allowance. For more information please contact HMRC.
      • AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
  • Important Information Back Copy 2

    You should read this information carefully in conjunction with our Cash ISA Terms and Conditions and General Savings Terms and Conditions to ensure you understand them.

    Upon opening one of these accounts you will automatically become a member and be bound by the Society's Rules, a copy of which is available on request.

    If you wish a third party to operate this account on your behalf, a Power of Attorney should be in place.

    For new customers we require a photocopy of your identification documents (this does not need to be certified). Our identification leaflet details the documents you will need to provide. In order to keep your money safe from fraud, we will also use a Financial Conduct Authority approved electronic system to verify your identity.

    You can apply online by registering through mybbs, alternatively you can complete an application form by downloading it from the website or contact us and we will send you a form in the post. Please read and complete all sections of the form.

    The Society operates a 14 day cancellation period, so if you change your mind about opening an account you will receive back all your original capital plus any interest accrued.

    We have a complaints procedure designed to meet the Regulatory requirements, which we will provide on request or is available on our website www.bucksbs.co.uk. If you are unhappy with the way we have resolved your complaint you may be able to contact the Financial Ombudsman Service at www.financial–ombudsman.org.uk. 

  • How To Apply Back Copy 2

    To Open an Account

    Click the button above to apply online or download and complete the application form and return it to us by post or to the branch.

    Financial Services Compensation Scheme

    You must read the Information Sheet which gives all the details of the FSCS and how you are covered.

    The FSCS is the UK's statutory fund of last resort for customers of financial services firms. This means that the FSCS can pay compensation to consumers if a financial services firm is unable, or likely to be unable, to pay claims against it. The FSCS is an independent body, set up under the Financial Services & Markets Act 2000 (FSMA).

    Verifying your Identity

    In order to help you to keep your money safe from fraud we verify the identity of all customers opening a new savings account with the Society. Click here to see the list of required ID documents.

    To apply please download the forms below

    Issue 146 Fixed Rate Cash ISA Bond Application Form

    Financial Services Compensation Scheme

    Identification Requirements

    If you are transferring your subscription from another provider, please complete this form alongside your application.

    • What is the interest rate?

      3.85% Tax Free pa / AER

      Interest will be paid annually at 31 December and on maturity, 28th February 2027, into the account or into your nominated account stated on your application form. Monthly interest equal to the annual rate is available which must be paid into your nominated account.

    • Can Buckinghamshire Building Society change the interest rate?

      No, interest is fixed for the term of the account.

    • What would be the estimated balance at the end of the fixed term based on a deposit of £1,000?

      The estimated balance at the end of the fixed term based on a deposit of £1,000 would be £1,122.96

      This estimation assumes that:
       - £1,000 is deposited on opening the account.
       - No additional deposits or withdrawals are made.
       - Interest is paid on 31st December and on maturity and added to the account.

      This projection is provided for illustrative purposes only and does not take into account your individual circumstances.

    • How do I open and manage my account?

      • This account can be opened online, in branch or by post.
      • You must be aged 18 or over to open this account and it can only be opened in single names.
      • A minimum deposit of £100 is required to open the account.
      • You can make a cash deposit by visiting the branch, send a cheque made payable to the account holder or make a bank transfer.
      • If your application was made online the first payment into your account must come from your nominated account.
      • You can open and contribute to multiple Cash ISAs within a single tax year, but the total amount contributed across all your ISAs cannot exceed the annual subscription limit set by HM Revenue & Customs
      • By investing in this Cash ISA you will be limiting the amount you can invest in the other types of ISAs. Visit gov.uk/individual-savings-accounts for full details about ISAs.
      • We accept full and partial transfers from other providers into this Cash ISA while the issue is still available.
      • You can manage your account by post, in branch or online via mybbs.
      • We do not accept APS allowances for a deceased spouse into these accounts.
      • These are limited edition Cash ISA bonds that may be closed at any time, at which point further investments including annual subscriptions will not be permitted.

    • Can I withdraw money?

      • You can withdraw your savings on the maturity date.
      • Part withdrawals are not permitted on a fixed rate bond.
      • Closure or transfer out of the account prior to maturity is subject to 365 days penalty loss of interest.
      • On maturity you can transfer into one of our other accounts, subject to the Terms and Conditions of that account.
      • The Society will contact you before the maturity date to provide you with options. If you do not reply by the maturity date, we will transfer your maturing balance into our Cash ISA to await your instructions.

    • Additional Information

      • Interest will be paid exempt of UK income tax.
      • You may need to pay tax on any interest that exceeds your Personal Savings Allowance. For more information please contact HMRC.
      • AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

  • You should read this information carefully in conjunction with our Cash ISA Terms and Conditions and General Savings Terms and Conditions to ensure you understand them.

    Upon opening one of these accounts you will automatically become a member and be bound by the Society's Rules, a copy of which is available on request.

    If you wish a third party to operate this account on your behalf, a Power of Attorney should be in place.

    For new customers we require a photocopy of your identification documents (this does not need to be certified). Our identification leaflet details the documents you will need to provide. In order to keep your money safe from fraud, we will also use a Financial Conduct Authority approved electronic system to verify your identity.

    You can apply online by registering through mybbs, alternatively you can complete an application form by downloading it from the website or contact us and we will send you a form in the post. Please read and complete all sections of the form.

    The Society operates a 14 day cancellation period, so if you change your mind about opening an account you will receive back all your original capital plus any interest accrued.

    We have a complaints procedure designed to meet the Regulatory requirements, which we will provide on request or is available on our website www.bucksbs.co.uk. If you are unhappy with the way we have resolved your complaint you may be able to contact the Financial Ombudsman Service at www.financial–ombudsman.org.uk. 

  • To Open an Account

    Click the button above to apply online or download and complete the application form and return it to us by post or to the branch.

    Financial Services Compensation Scheme

    You must read the Information Sheet which gives all the details of the FSCS and how you are covered.

    The FSCS is the UK's statutory fund of last resort for customers of financial services firms. This means that the FSCS can pay compensation to consumers if a financial services firm is unable, or likely to be unable, to pay claims against it. The FSCS is an independent body, set up under the Financial Services & Markets Act 2000 (FSMA).

    Verifying your Identity

    In order to help you to keep your money safe from fraud we verify the identity of all customers opening a new savings account with the Society. Click here to see the list of required ID documents.

    To apply please download the forms below

    Issue 146 Fixed Rate Cash ISA Bond Application Form

    Financial Services Compensation Scheme

    Identification Requirements

    If you are transferring your subscription from another provider, please complete this form alongside your application.

Need some help?

Call us: 01494 879500  Email: info@bucksbs.co.uk  or visit our branch

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Essential Savings Information

Essential Savings Information